401(k) and Benefits

Comprehensive benefits plans optimized for your organization and employees.

Keel Point has provided customized employee benefits and retirement plan solutions for over 25 years. We are innovative and flexible in our approach, guided by a belief in understanding our clients’ objectives and tailoring plans to their needs.

Keel Point acts as a true partner to your organization, providing solutions that work for your business, your employees, and their families.


  • We can assist your business select and establish a retirement plan that uses the best solution for your particular needs (defined benefit pension, 401(k) plan, Employee Stock Ownership Plan (ESOP), cash balance plan, etc.).
  • If a plan is already in place, our team will perform a review that includes plan compliance, and a comprehensive plan comparison with industry peers, including fees.
  • We serve as 3(21) and 3(38) fiduciary investment advisors for retirement plans and provide a review and analysis of your retirement plan investments.
  • Keel Point’s PEP is for companies seeking a low-cost, simplified 401(k) benefit that is easy to set up and operate. Our Pooled Employer Plan (PEP) allows unrelated businesses to band together under one plan, creating economies of scale for a robust yet cost effective retirement plan solution.
  • Companies that join the Keel Point PEP are relieved from approving loans/distributions, signing 5500s, and executing plan amendments. Plans required to prepare annual audits will realize substantial cost and time savings. 

Our fiduciary review outlines the general guidelines for the fiduciaries responsible for the administration and the management of a sponsor’s retirement plan. A comprehensive review of all expenses serves as documentation of the fiduciaries’ responsibility under ERISA to ensure that all costs incurred by the plan are reasonable. A service provider review and RFP provides analysis of all entities providing service to the plan. Service providers are assessed on quality and type of education provided, effectiveness of strategy, and whether goals were set and achieved for the year.

Executive benefit programs are used to properly compensate, reward success, and eliminate gaps for key personnel. Nonqualified programs can take many forms and our extensive experience can assist you in making the best decision for your business.


Health insurance can be confusing and expensive. Mistakes made when choosing plans, assigning employee cost sharing, or educating your workforce can cripple a growing company. Our consulting services help navigate the maze of options and craft a clear message for your employees. 

Dental, Vision, Disability, Life and Worksite insurance options round out an employee benefit plan. We help keep costs low without sacrificing the quality of benefits.

Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), and Health Reimbursement Accounts (HRA) are efficient vehicles that can deliver value to your employees. We keep these services in-house and make sure you tailor them for your employee’s benefit. 

We assist in the design and implementation of many of the leading benefit enrollment portals. These systems span from simply enrolling your employees in their annual benefit elections to fully integrating information with your payroll, retirement plans, and insurance providers.   

360-degree Solution

401(k) & Benefits: The Keel Point Way


We offer a comprehensive employee benefits package that supports the well-being of your employees from the day they’re hired to the day they retire and beyond.


Our corporate benefits plans are carefully tailored to align with your company’s core values, priorities and goals. We coordinate our services closely with your HR and management teams and remain flexible and responsive throughout the process, adapting our solutions as your company’s needs change and evolve.


We handle everything from forms and policies to medical and dental benefits in a single “one stop” portal making onboarding, enrollment, tracking and communication easy and convenient across the employee lifecycle.

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